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If you lose your job in Luxembourg, acting fast with ADEM protects your income: the unemployment benefit can replace 80 to 85% of your former salary. Here is who qualifies, how much you get and the exact steps.
Losing a job is stressful, especially in a new country. The good news: Luxembourg's unemployment insurance is solid, and ADEM (Agence pour le développement de l'emploi) handles both benefit payments and help finding a new position. The key is to register quickly — benefits only start from your registration date.
As a resident employee, you must in principle:
Cross-border workers who lose their job completely claim unemployment benefits in their country of residence, not in Luxembourg.
| Situation | Amount / Ceiling |
|---|---|
| Base benefit | 80 % of average gross salary of the previous 3 months |
| With dependent child(ren) | 85 % |
| Cap — first 6 months | 250 % of the social minimum wage |
| Cap — months 7 to 12 | 200 % of the social minimum wage |
| Cap — during extensions (50+ years, etc.) | 150 % of the social minimum wage |
| Duration | Equal to full months worked (up to 12 months in a 24-month period) |
Missing appointments or refusing suitable jobs can lead to benefit suspension or revocation — take every ADEM convocation seriously.
